Personal – Life

Term Life:

Term life insurance is typically the most affordable way to give you peace of mind knowing that your loved ones will be cared for even after you’re gone. It is most often available in coverage terms of 10 years, 15 years, 20 years and 30 years.

Whole Life:

Whole life is the most common type of permanent life insurance. With whole life insurance, your premium payments remain the same over the life of the policy. You can choose how often you’d like to make premium payments, too – annually, semiannually, quarterly or monthly. Some whole life policies can be paid up after a certain number of years. And because your policy earns a fixed rate of interest, it’s easy to predict the growth of your policy’s cash value over time.

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